NBC Peacock TV Premium: 1-Year for $19.99 (75% Off Black Friday)

You can sign up for Peacock TV Premium (ad-supported) at $19.99 for 12 months with promo code REALDEAL. Works for new and returning customers (but not current ones). Or get $1.99/month for 6 months with promo code REALDEALMONTHLY. If I am not … [Read the rest]

Amazon: $15 Promo to Make Discover Card Your Default Payment Method (Targeted)

Discover is offering a new $15 promotion simply for setting your Discover card as the *default* payment method. You should see the promo immediately after activating. I recommend to keep Discover as your default method for that next purchase using … [Read the rest]

Amazon: Pay with Discover Card Points, Get $10 off $50 or 30%/40% Off (Targeted)

Check offer link again to see if eligible for this new round. If you have a Discover card with cash back rewards, you can redeem them to buy eligible items at Amazon.com. The redemption rate is $1 in Cash Back Bonus = $1 to spend at Amazon, which … [Read the rest]

Last-Minute Tax Payment? Increasing Paycheck Withholding (W-4) is Better Than Direct Estimated Tax Payments (1040-ES)

It's late in the year, and you may have realized that you will owe more income tax than you thought. In order to avoid penalties, you'll need to send some extra money to the IRS or your state tax collector. Here is the *general* rule to avoid a … [Read the rest]

Qatar Airways Credit Card: Up to 80,000 Avios + OneWorld Status Perks (Limited-Time Offer)

Qatar Airways has new limited-time offers on their two US co-branded credit cards through a small issuer called Cardless. Even if you have no plans to fly on Qatar, these cards offer many perks useful to even domestic-only US travelers. For … [Read the rest]

TreasuryDirect Customer Service Delays and Estate Planning Concerns

TreasuryDirect.gov is the official site for individuals to directly purchase US savings bonds and US Treasury bonds, including new T-Bills and TIPS at auction. But is it still worth the hassle? Back in August 2024, TreasuryDirect sent me the … [Read the rest]

United Explorer Card Review – 80,000 Miles Offer + Annual Fee Waived First Year

The United Explorer Card is a Chase-issued credit card that offers unique perks on United Airlines including free checked bags and expanded award seat availability for redeeming miles. Here are the highlights: 80,000 bonus miles after you … [Read the rest]

Coinbase: $50 Bitcoin Bonus for New Customers (Ends 11/22)

Coinbase is offering a $50 BTC new user bonus for new customers that complete their first trade of at least $1. Offer expires soon on 11/22/24. The promo code GET50 should already be populated. Fine print says $50 in Bitcoin should arrive within … [Read the rest]

Halfmore App: Turn Your Kids’ Chores into a Roth IRA

Roth IRAs are popular and powerful, and while they have an earned income requirement, they don't have a minimum age requirement. As long as a child has "official" earned income, they can contribute that into a Roth IRA (technically a Custodial Roth … [Read the rest]

Best Interest Rates Survey: Savings Accounts, Money Markets, Treasuries, CDs, ETFs – November 2024

Here's my monthly roundup of the best interest rates on cash as of November 2024, roughly sorted from shortest to longest maturities. There are lesser-known opportunities available to individual investors, often earning more money while keeping the … [Read the rest]

Class Action Settlement Roundup – Breyers, Clif Bars, Cash App, Earth Rated, MLS Realtor Fees

Time to clean up some browser tabs! Here are some class action settlements that may apply to you as of November 2024. The trick is to take action and file now before you forget... and then forget! I say this because they could take several … [Read the rest]

2025 401(k) Contribution Limits Announced; New Super Catch-Up for Ages 60-63

The IRS officially announced the new 401(k) contribution limits for 2025 (full news release), which also included a new "super catch-up" allowance for people who are ages 60-63 at year-end 2025. Strangely, it goes back down once you are age 64. I … [Read the rest]