Fidelity Rewards Visa Credit Card Review: 2% Flat Cash Back, No Annual Fee ($150 Sign-Up Bonus, $100 TSA PreCheck Credit)

(Update November 2024: This card has added a Global Entry/TSA PreCheck credit worth up to $100 every four years. Might be handy for existing cardholders that have this as an idle card. Currently a $150 sign-up bonus for new customers as well. … [Read the rest]

Visualizing Asset Allocation Choices: Risk vs. Return vs. Probability

Howard Marks published another Oaktree Capital memo recently, Ruminating on Asset Allocation, which included several insights about asset classes and how to create a portfolio. I recommend reading the entire thing, but here are a few highlights … [Read the rest]

Savings I Bonds November 2024: 1.20% Fixed Rate, 1.91% Inflation Rate (3.11% Total for First 6 Months)

Update: Savings I Bonds bought from November 1, 2024 through April 30, 2025 will have a fixed rate of 1.20%, for a total rate of 3.11% for the first 6 months. As a quick and dirty comparison, the nominal yield on 5-year Treasury bonds is currently … [Read the rest]

Acorns Early 1% Match on Kid Custodial Accounts / Acorns Later 3% Match on IRA Contributions

Acorns, known for their "Round-Ups" on purchases that encourage recurring small savings of spare change and beyond, also has a match program for IRA contributions. They also just added a new match program for UTMA/UGMA custodial accounts for … [Read the rest]

IRA and 401k Accounts Can Earn You 30% More After 40 Years

We're all told that we should use IRA and 401k accounts to save for retirement due to their great tax benefits. But how valuable exactly are those benefits? 🤔 A huge difference? A little difference? This Morningstar article crunches … [Read the rest]

Robinhood Gold Review: 1% Deposit Boost Ends 11/25/24

Update October 2024: Well, that didn't last very long. Right as competitors rush to copy the feature, Robinhood sends me a message that the last day to get your 1% Deposit Boost is November 25, 2024. Update June 2024: The 1% Deposit Boost for … [Read the rest]

HealthyWage Review: Bet on Yourself, Get Paid To Lose Weight ($75 Prize Boost)

($75 Prize Boost Promo: Click this special link for extra $75 added to your prize. Ends soon. Look for the banner on top. Read on for how HealthyWage helped motivate me to lose 50 pounds.) After reading medical studies which found that … [Read the rest]

SoFi Invest: 1% Match on Recurring Deposits to Brokerage or IRA

SoFi Plus is now offering an unlimited 1% match on all recurring SoFi Invest deposits. This includes their self-directed "active" or robo-advisor "automated" accounts. There is a two-year minimum hold requirement. Both taxable brokerage and … [Read the rest]

SoFi Invest: 1% IRA Match on Both 401k Rollovers and Contributions

Updated October 2024. SoFi Invest has brought back their an uncapped 1% match on 401k-to-IRA rollovers ($20,000 minimum). It looks like this is meant as a semi-permanent addition to their 1% IRA contribution match, as there is no expiration date. … [Read the rest]

Ink Business Unlimited® Credit Card Review: $750 Cash Bonus, No Annual Fee

The card_name is a small business credit card has a limited-offer of a $750 cash bonus (75,000 Ultimate Rewards points) for new cardholders and the simplicity of a flat, unlimited 1.5% cash back on all purchases and all with zero annual fee. Here … [Read the rest]

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® Review: 75,000 Bonus Miles (Limited-Time Offer)

Updated. The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is a solid business travel card from Citi and American Airlines. They have recently boosted their sign-up bonus with a limited-time offer. Here are the details: … [Read the rest]

PSA: LLC and S-Corp Small Businesses Need to File with FINCEN (Deadline 1/1/2025)

If you have a small business that is structured as an LLC or corporation (including 1-person LLC and S-Corps), you likely need to file a new report with the government about who owns the business. Basically, they are worried about money laundering … [Read the rest]