Extra 10% Bonus On Lowe’s Gift Cards $500 & Up

Lowe's has an upcoming promotion called their Tax Refund Card. Starting 2/8, if you buy a card with value of $500 to $4,000 - supposedly with your tax refund but they can't tell and don't care - then on 3/18 you'll get an additional 10% of the … [Read the rest]

Free 250 American Airlines Miles From Best Western

Best Western is offering 250 free American Airlines miles if you (1) sign up for Best Western Rewards or are an existing member, (2) register for the promotion at this link (expired), and (3) set your earning preference to American Airlines miles … [Read the rest]

Chances of Getting Audited? IRS Audit Rates 2010

With doing our taxes properly on our minds, what are the chances we'll get caught if we don't? Well, there are several ways that the IRS can detect if your return is suspicious, especially if your inputs don't match up with their W-2 and 1099 … [Read the rest]

Distribution of Law School Graduate Starting Salaries

During recessions, interest in graduate school rises as people lose their jobs or otherwise decide to go back to school for better prospects. Are you thinking about law school? I've thrown the idea around, as I think estate law would be a growth … [Read the rest]

Trulia.com Rent vs. Buy Housing Ratios: First Quarter 2011

Buy vs. rent? It's still a tough question for a lot of folks. According to real estate website Trulia.com, one rule of thumb is to divide the median list price compared with the median rent of similar properties. If the price/rent ratio is … [Read the rest]

S&P Case Shiller Home Price Index Update

The S&P Case Shiller Home Price index was updated yesterday with data through November 2010. Here is the press release [PDF]. Here is the housing price index from 1987 to November 2010. (Click to enlarge.) I don't look to closely into … [Read the rest]

Discover Card Now Only Allows One Card At A Time

Here's a quick note for those considering applying for a Discover credit card, which came up after a few folks got rejected from the Discover More Card offering 0% interest on balance transfers for 12 months with no balance transfer fee. The limited … [Read the rest]

Flowchart: Should You Work For Free?

Here's a decision chart that'll amuse those of you who work independently, perform some freelancing/consulting work, or just happen to be especially good at something. Should you do the work for free? Well, it depends: (click to visit … [Read the rest]

No Time To Budget? Track Your Expenses In 15 Minutes

Ah, budgeting. New year, same old goals? While I'm not one of those people that think everyone needs a detailed budget, I do think everyone should track their spending at least once a year or so. This way, you have a real snapshot of where your money … [Read the rest]

LivingSocial: $20 Amazon Gift Card For $10

LivingSocial is a group-buying deal-a-day website like Groupon, and I guess they want some attention too. They're offering a $20 gift card to Amazon.com for only $10, looks like at every major US city today. Over a million have been sold … [Read the rest]

Where I Keep My Emergency Fund Cash – January 2011

The results of my Emergency Fund survey are in, and appears that there are a lot of big savers out there! 28% of respondents had cash reserves of over 12 months of expenses, and 24% of you had the more-often recommended 4-6 months of … [Read the rest]

Talent Is Overrated, Deliberate Practice, & Tiger Moms [Book Review]

If you're looking for a inspirational book to read for the new year, consider this one, but read on to see if you like what you'll learn. :) In Talent Is Overrated, author Geoff Colvin explores what makes world-class performers different from … [Read the rest]