California: You Can’t Afford It

It's my third day of being sick, so I will simply wish you a great weekend and share an amusing t-shirt I found in Target. It would be more funny, except it's kind of true for half of Californians: More than half of the state's homeowners … [Read the rest]

Rewards Credit Cards: Rotating Categories 2011 January to March Update

When you charge something on your credit card, the merchant usually pays about 2-3% in transaction fees for the convenience and benefit of accepting these cards. To get your business, issuers often rebate part of these fees in the form of % cashback … [Read the rest]

Ignite Video: Tips For Buying A New Car

Here is a 5-minute, 20-slide talk from a 2007 Ignite conference in which John Gruhl shares his tips on buying a new car from a dealer. It's gotten over 250,000 views on YouTube, and includes a lot of the same tips you may have heard before but in a … [Read the rest]

Poll: How Big Is Your Emergency Fund?

Below is a chart of the median duration of unemployment from July 1967 to December 2010, based on data supplied by the US Department of Labor. Things are bad out there, and remember, this is just the median! According to this December … [Read the rest]

What Is Your Portfolio’s Current Asset Allocation?

If you haven't been keeping close track of it, your portfolio's asset allocation may have shifted significantly over the past year. Your relative mix of assets like stocks, bonds, or real estate has a great impact on the volatility and expected … [Read the rest]

TradeKing “New Year, New Broker” $50 Sign-up Bonus

Online discount broker TradeKing has brought back their on-again, off-again $50 sign-up bonus for new accounts. You must open with at least $2,500 and make one trade within 30 days. TradeKing offers $4.95 trades with no minimum balance requirement … [Read the rest]

Free PDF of Debt Free for Life by David Bach (1/5 Only)

Almost forgot, you can download a PDF copy of Debt Free for Life by David Bach over at direct download link (expired). If you've read his many other personal finance books like Automatic Millionaire, I don't expect this to be radically different... … [Read the rest]

Free Credit Score Estimates From Transunion, Equifax, and Experian

It's 2011, so why not a status check on your credit scores? In a previous post, I explained the relationships between credit reports vs. FICO credit scores vs. FAKO credit scores. Give it read if you haven't already. You can obtain a free copy of … [Read the rest]

Credit Reports, Credit Scores, FICO, & FAKO Explained

This year, I'm trying to make my posts more modular so I can interlink them more easily. I've mentioned several of these bits and pieces about credit reports and credit scores before, but I wanted to put it all together at least once. Here … [Read the rest]

Fitness Resolution? Don’t Join A Gym Until February

New year, same old goals. :) This January, don't sign up for an expensive gym membership with a contract, or buy a $500+ treadmill that ends up collecting dust. Yes, these might really help you achieve a healthier body, but they could also be a … [Read the rest]

100 Free Continental Airlines Miles For Cardholders

You can also get 100 free Continental Airlines miles by reading about how you can earn miles with a Continental Airlines-branded credit or debit card, and entering your OnePass number by Feb 28, 2011. Registration is required. Bonus miles will be … [Read the rest]

150 American Airlines Miles For 2-Minute Video

You can grab a quick 150 American Airlines AAdvantage miles by visiting this website and watching a quick video about a new $150 Bose bluetooth headset. Earn another 250 miles if you stop by a Bose store and do a live demo. Every miles counts, and … [Read the rest]