Spruce Money Fintech App: $50 Referral Bonus w/ Direct Deposit (H&R Block)

(Update: The previous offer ended 4/15 and the current offer is a $50 bonus with a new expiration date of 5/31/26. I did get my bonus the day after my direct deposit posted and my debit card was activated, so it was indeed simple and … [Read the rest]

Best Interest Rates Survey: Bank Accounts, Treasury Bills, Money Markets, ETFs – April 2026

Here's my monthly survey of the best interest rates on cash as of April 2026, roughly sorted from shortest to longest maturities. Banks and brokerages love taking advantage of idle cash, and you can often earn more interest while keeping the same … [Read the rest]

CIT Bank Platinum Savings APY Boost Promo: 6-Months at 4.10% APY (New and Existing Customers)

(Update: The end date for this offer has been extended to 5/31/26.) CIT Bank has a new limited-time Platinum Savings APY Boost Promotion, offering a boosted interest rate of 4.10% APY for 6 months on their Platinum Saving account that is 0.35% APY … [Read the rest]

Chase Bank $900 Checking + Savings Bonus w/ Coupon Code (Updated 2026)

(Update: Here is an alternative version, which only requires a checking account and does not require direct deposit nor a savings account. Thanks to reader Sweepster.) Back again, new expiration date 7/15/2026. Here's another megabank bonus to … [Read the rest]

3 Reasons Why Vanguard Investors Made $5 Trillion Over Last 10 Years

A new Morningstar article points out that between December 2016 and December 2025, Vanguard investors contributed about $2 trillion in net investment flows, while also gaining $5 trillion in market appreciation (income and gains). They listed two … [Read the rest]

MMB Portfolio Asset Allocation & Performance – 2026 1st Quarter Update

Here is my 2026 1st Quarter portfolio update that includes all our combined 401k/403b/IRAs and taxable brokerage accounts but excludes our house and small side portfolio of self-directed investments. Following the concept of skin in the game, the … [Read the rest]

5% Cash Back Cards: Restaurants, Home Improvement, Amazon – April through June 2026

Activation reminder for 2026 2nd Quarter. The credit cards below offer 5% cash back and up on specific categories, some fixed and some that rotate each quarter. It takes a little extra attention to which card you're using, but it can add up to … [Read the rest]

Marriott Bonvoy Brilliant American Express Review: 200,000 Points Limited-Time Offer

New limited-time 200k offer. The Marriott Bonvoy Brilliant American Express is the premium co-branded rewards card for Marriott hotels. This card has a hefty annual fee, but a closer look reveals it's not as bad as it looks initially due to perks … [Read the rest]

Marriott Bonvoy Bevy American Express Review: 175,000 Points Limited-Time Offer

New limited-time 175k offer. The Marriott Bonvoy Bevy American Express is the mid-tier co-branded rewards card for Marriott hotels. Right now, there is a limited-time offer boost, making it worth a look. Here are the highlights: 175,000 … [Read the rest]

Marriott Bonvoy Boundless Card Review: 4 Free Night Awards + $100 in Airline Credits

The Marriott Bonvoy Boundless credit card is one of the co-branded rewards card for Marriott hotels (which includes The Ritz-Carlton, St. Regis, JW Marriott, W Hotels, Sheraton, Westin, Marriott, Renaissance, Courtyard, Residence Inn, and Fairfield … [Read the rest]

Moomoo Investing App Promo: Up to $1,000 of NVDA Cash Deposit Bonus, or 3% ACAT Transfer Bonus + 8.1% APY for 2 Months

Updated offers March 2026. Brokerage app Moomoo is offering a couple of new promotions for new customers (or existing ones that haven't funded their accounts yet), one for cash deposits and one for ACAT transfers. Cash deposit bonus. New … [Read the rest]

Wells Fargo $400 Checking Bonus

I've been opening new bank accounts for bonuses for over 20 years now, and the bonuses have only gotten bigger over time. People still hate switching bank accounts (a big fraction are on the very first checking account they ever opened), which … [Read the rest]