Target is running a promotion where if you get a $10 Target GiftCard with $100 "Choice" gift card purchase, in-store or online. Promo ends June 10th. I'm guessing this is related to Father's Day. (The Mother's Day promo was better, what's up?!) … [Read the rest]
Morningstar has been running an interesting series of articles on "Do Nothing" portfolios where they take the idea of "Buy and Hold" to the extreme. When you buy and hold a traditional index fund, the holdings still change over time. New … [Read the rest]
If you own a target retirement fund, you probably own a decent chunk of international stocks. However, these days it's harder to find people telling you to own international stocks when you build your own portfolio, mostly because of the … [Read the rest]
No-Penalty CDs try to offer the best of both worlds - the liquidity of a savings account, and the higher fixed interest rate of a term CD. If rates go up, you can still move to the new higher rate. If rates drop, you are covered because the … [Read the rest]
Update 10/14/24: Rates dropped to 4.40% APY on up to $100,000 for Mega Money Market and 4.65% APY on up to $15,000 for Rewards Checking (debit card usage and other requirements apply). Details below. Update 7/9/24: Rates dropped to 4.75% APY … [Read the rest]
Updated for 2023. 5/29 is "National 529 College Savings Plan Day" and every year a few state plan offer promotions and/or giveaways. Most offers end by May 31st. Some offers require in-state residency, but some don't. 529 plans can now also … [Read the rest]
Despite my great affinity for Venn diagrams, I don't recall seeing this one about how to choose a career by engineer/comedian Don McMillan. I found the routine through a random YouTube video … [Read the rest]
Worried about keeping all your airline miles and hotel points active? Another trick to keep in your toolbox is that many loyalty programs have a partner survey company that can be a relatively easy way to earn a few miles and extend any impending … [Read the rest]
I'm probably dating myself using the image above. How old do you have to be to remember when MAD magazine was popular? In retrospect, the magazine served a very important purpose, which was basically to show kids the many tricks out there and how … [Read the rest]
The hard problem of retirement planning continues to be how to turn a pile of assets (like in a 401k plan) into the maximum reliable income stream for decades without running out of money. Historically, companies that pay a high-yet-reliable … [Read the rest]
The 2023 Berkshire Hathaway Annual Shareholder Meeting occurred on May, 6 2023, and while there are articles offering highlights (including this one), it's never the same feeling as watching/listening to the actual thing. I always find a few things … [Read the rest]
Swagbucks is a loyalty rewards site where users can earn "Swagbucks" points (SB) for activities like shopping online, taking surveys, scanning grocery receipts, playing games, watching videos, or even searching the web. Many of these activities … [Read the rest]
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