In order to use Fidelity's Fully Paid Stock Lending Program, I decided to transfer some of my individual stock holdings from Merrill Edge to Fidelity. I was pleasantly surprised by the smooth experience, and here is a quick review of the … [Read the rest]
A few readers asked about "fully paid lending programs" offered by some brokerage firms. The premise is very intriguing: You lend out the stock shares you own and earn interest, all while keeping full "economic" ownership. You still get any upside … [Read the rest]
One of my newer interests is better understanding individual businesses and how they work. Accounting is the "language of business" used to write annual reports, 10-Ks, 10-Qs, income statements, and so on. I was afraid a textbook would be too … [Read the rest]
via GIPHY Here's my monthly roundup of the best interest rates on cash as of December 2021, roughly sorted from shortest to longest maturities. Significant changes since last month: Not much... NASA FCU has updated their CD specials, and I … [Read the rest]
Consumer Reports has released updated results from their 2021 Car Owner Survey in the articles Who Makes the Most Reliable Cars?, 10 Most Reliable Cars, and 10 Least Reliable Cars. Most of it is now behind a paywall, but more info can be found in … [Read the rest]
Financial freedom seekers usually have a Number - the value at which their investments can support their spending indefinitely. This is directly linked to "safe withdrawal rates". For example a 4% safe withdrawal rate is a 25x multiplier - meaning … [Read the rest]
Tuesday, November 30th is Giving Tuesday 2021, an international day about giving support through charities and nonprofits by donating money or volunteering your time. In case you aren't inundated with mailings already, this time of year is a big … [Read the rest]
I attempted a bit of a "digital vacation" this long weekend in order to maximize my feelings of thankfulness, but I couldn't help taking a peek at what was available in the "I was going to spend this money anyway" department. I'll try to keep this … [Read the rest]
The AMC+ streaming service is also running a Black Friday deal where you can pay $1.99/month if you buy the annual plan ($23.88 + tax). The standard monthly cost of AMC+ is $8.99 (plus tax). The standard price for the annual plan is $83.88, making … [Read the rest]
Online pet store Chewy.com is offering 35% off your first Autoship order, which is similar to Amazon Subscribe & Save where you sign up for recurring shipments of pet food and/or treats in exchange for a ongoing discount. You can cancel at any … [Read the rest]
Time magazine has announced their Best Inventions of 2021. In addition to offering a hopeful look at the future each year (which we can all use these days), I always find a few useful products and services that can save you money and/or effort as … [Read the rest]
Some investors like to break down their portfolio into several different asset and sub-asset classes. One long-standing example of the "slice-and-dice" is the "Ultimate Buy-and-Hold Portfolio" recommended by Paul Merriman (see pie chart; expanded … [Read the rest]
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