Sam’s Club Black Friday: Disney Gift Card 10% Off (Up to $100 Savings)

The Sam's Club Black Friday page includes $50 off a $500 Disney gift card (limit 2). These are eGift cards, so you can buy them online starting midnight on Thursday, November 25th. If a member buys the limit, that works out to $100 off of $1,000 … [Read the rest]

Bank of America Preferred Rewards: New Tiers for $1M+ Assets

If you like maximizing your credit card rewards, you probably know that you can earn a base rewards rate of 2.6% cash back on ALL your credit card purchases and up to 5.2% cash back on the first $2,500 in combined grocery/wholesale club/gas purchases … [Read the rest]

Student Loans: File Waiver For Expanded Public Service Loan Forgiveness (PSLF)

Like many folks, I left college with a negative net worth due to $30,000 in student loans. After reading through several articles about changes in the Education Department regarding student loans, I think the overall takeaway is that if you've had … [Read the rest]

Digital Minimalism Book Review: Parallels With Time and Money Management

I initially stopped reading the NY Times bestseller Digital Minimalism: Choosing a Focused Life in a Noisy World by Cal Newport midway through because it seemed to target a problem that I did not have - I don't spend much time on social media and … [Read the rest]

Amazon: Pay with Citi ThankYou Points, Get Up to 50% Off (Targeted)

Check again to see if targeted for latest promo. If you have a Citi credit card that earns ThankYou points, you can redeem them to buy eligible items at Amazon.com. The redemption rate is 1 ThankYou points = 0.8 cents to spend at Amazon, which may … [Read the rest]

Amazon: Pay with Chase Ultimate Rewards Points, Get Up to 50% Off (Targeted)

Check again to see if targeted for newest discount. If you have Ultimate Rewards points from Chase credit cards, you can use them to buy eligible items at Amazon.com. The redemption rate is 1 Ultimate Rewards points = 1 cent at Amazon, which is … [Read the rest]

MyPanera Coffee + American Express Card: 6 Months of Free Unlimited Hot or Iced Coffee

American Express is offering all their cardholders a free 6-month subscription to MyPanera+. You must redeem via that link and sign into your AmEx account. Many of us have had MyPanera free trials before, but hopefully this can land us another 6 … [Read the rest]

Best Interest Rates on Cash – November 2021 Update

via GIPHY Here's my monthly roundup of the best interest rates on cash as of November 2021, roughly sorted from shortest to longest maturities. I look for lesser-known opportunities earning more than most "high-yield" savings accounts and money … [Read the rest]

Synchrony Premier World Mastercard Review: 2% Cash Back + Free Cell Phone Protection

The Synchrony Premier World Mastercard is a rewards credit card that earns 2% cash back on every purchase with no annual fee. There are no rotating categories, activation deadlines, no earning caps, or miles/points to redeem. It was previously … [Read the rest]

Kids and Money: Start Your First Business Early

Listening to the old Berkshire Hathaway shareholder meetings in podcast format is a form of treasure hunting. Much of it is familiar and repetitive, but every so often there is a little bit that is new. This week's tiny gold nugget is that … [Read the rest]

Savings I Bonds November 2021 Interest Rate: 7.12% Inflation Rate

November 2021 rate confirmed at 7.12%. The variable inflation-indexed rate for I bonds bought from November 1, 2021 through April 30th, 2022 will indeed be 7.12% as predicted. Every single I bond will earn this rate eventually for 6 months, depending … [Read the rest]

Best 529 College Savings Plan Rankings 2021 – Morningstar (+ My Top Pick)

Investment research firm Morningstar has released their annual 529 College Savings Plans gold/silver/bronze medalist ratings for 2021. While the full ratings and plan analysis for every individual plan are restricted to paid premium members, the … [Read the rest]